In a world where global mobility, financial diversification, and long-term security are becoming increasingly valuable, Turkey’s Citizenship by Investment Program (CBI) stands out as one of the most strategic second-citizenship opportunities of 2026.
Turkey’s economy continues to build momentum and is projected to surpass $1.4 trillion in GDP by the end of 2025, reinforcing its position as a rising global market. Combined with direct citizenship, accessible investment thresholds, and a rapidly expanding economic landscape, Turkey remains a strong choice for investors and families seeking a secure and advantageous second citizenship.
What Is the Turkish Citizenship by Investment Program?
Established under Turkish Citizenship Law No. 5901, Turkey’s Citizenship by Investment Program allows foreign investors to acquire full Turkish citizenship by making a qualifying investment. Unlike many residency-by-investment programs, Turkey provides direct citizenship, with approval typically granted in 3–6 months.
Applicants may include:
- Their spouse
- Children under 18
- Dependents with special needs (case-by-case)
There is no language requirement, no interview, and no obligation to live in Turkey before or after citizenship approval.
Turkey offers seven qualifying investment routes, giving applicants flexibility based on their goals, liquidity preferences, and long-term plans.
All Investment Routes Under the Turkish Citizenship by Investment Program At a Glance
1. Real Estate Investment — Minimum $400,000
Real estate investment is the most popular option that many investors go for. That’s because Turkey’s real estate market has shown steady long-term growth, especially in major hubs like Istanbul, Antalya, and Izmir. Investors see it as a way to secure citizenship while also holding an appreciating asset.
Requirements:
- Purchase one or more properties totaling at least $400,000
- Property must be purchased from a Turkish citizen
- A 3-year no-sale restriction must be registered on the title deed
- A valuation report (valid up to 6 months) must confirm the property value
- Foreign Exchange Purchase Certificate (DAB) must be issued by the bank
- Payment must be transferred from the buyer to the seller through a Turkish bank
Applicants may acquire residential or commercial property, including multiple units, as long as the combined value meets the threshold.
Processing Time: 3 months for conformity + 3–6 months for citizenship approval.
2. Bank Deposit — Minimum $500,000
This option is attractive for investors who prefer simplicity, liquidity, and lower administrative burden. A fixed bank deposit carries minimal risk and requires no ongoing management or property upkeep. Many investors choose it because they retain full ownership of the funds and earn interest at the same time.
Requirements:
- Deposit $500,000 or equivalent in a Turkish bank
- Funds must remain for 3 years
- Any convertible currency or precious metals are allowed
- The deposit is verified by the Banking Regulation and Supervision Agency (BRSA)
Interest earned during the 3-year period belongs to the investor.
3. Government Debt Instruments — Minimum $500,000
This route appeals to investors seeking a low-risk, government-backed asset. Government securities typically offer predictable returns and strong capital protection, making them suitable for applicants who prioritize safety over flexibility.
Investors can purchase approved government securities, including:
-
Government Domestic Debt Securities
-
Central Bank Liquidity Notes
-
Revenue Partnership Notes
-
Income-Indexed Notes
The investment must be held for a minimum of 3 years.
4. Employment Creation — Minimum 50 Full-Time Employees
This pathway tends to attract entrepreneurs and business owners who want to establish or scale operations in Turkey. It contributes directly to the local economy and may provide long-term business opportunities. However, it requires substantial operational commitment, and you must create employment for at least 50 Turkish employees.
Requirements include:
- Corporate documentation
- Social security records
- Evidence of tax compliance
- Inspection and approval by the Ministry of Labor and Social Security
5. Fixed Capital Investment — Minimum $500,000
Ideal for investors seeking to build or expand a business within Turkey’s industrial, manufacturing, or technological sectors. This route supports real economic activity and can yield significant returns if the business performs well. It is more complex than other options, but it allows investors to contribute to (and benefit from) Turkey’s rapidly growing production economy.
A fixed capital investment may include:
- Manufacturing facilities
- Industrial equipment
- Machinery
- Land and development
- Equity in a non-public Turkish company
This route requires a certificate of approval from the Ministry of Industry and Technology.
6. Real Estate Investment Fund (REIF) or Venture Capital Investment Fund (VCIF) — Minimum $500,000
This is a modern alternative for investors who want exposure to Turkey’s economy without managing physical assets. REIFs provide diversified property exposure, while VCIFs allow participation in Turkey’s expanding startup and innovation ecosystem.
Requirements:
- Purchase $500,000+ in REIF or VCIF shares
- Maintain investment for 3 years
- Conformity certificate issued by the Capital Markets Board (CMB)
This option is attractive for investors who want exposure to Turkish markets without property management responsibilities.
7. Private Pension System — Minimum $500,000
This option is designed for long-term planners who want structured savings while obtaining citizenship. Funds are managed by licensed pension providers and supervised by regulators, making it a secure and regulated path. It appeals to investors who prefer a stable financial product rather than property or business investments. Under this route, you’re required to contribute at least $500,000 to Turkey’s private pension system.
Requirements:
- Funds must be placed in approved pension schemes
- Investment must remain for 3 years
- Supervised by the Insurance and Private Pensions Regulation and Supervision Agency
Benefits of Turkish Citizenship by Investment
Turkey’s program offers advantages unmatched by most global citizenship-by-investment options:
- Direct citizenship: Full citizenship is granted immediately, not temporary residency
- Family inclusion: Spouses and children under 18 are covered under the same application
- Travel flexibility: Visa-free or visa-on-arrival access to 110+ countries and eligibility to apply for the U.S. E-2 Investor Visa, subject to current U.S. domicile rules for citizenship-by-investment nationals
- No residency requirement: Applicants are not required to live in Turkey before or after securing citizenship
- Name change option: Turkey often allows new citizens to adopt a Turkish-style name during the process, subject to local legal procedures
- Fast processing: Citizenship approval typically takes 3–6 months
- Accessible entry point: Investment thresholds begin at $400,000
- High-quality lifestyle: Modern healthcare, international schools, advanced infrastructure, and world-class coastal living
Why Turkey Stands Out in 2026
Turkey’s economy continues to outperform expectations. The country posted 4.8% year-on-year GDP growth in Q2 2025, its fastest pace since early 2024, and well above market forecasts. 2026 presents a uniquely strong environment for securing Turkish citizenship:
- Strategic global position: Turkey serves as a bridge between Europe, Asia, and the Middle East, making it a vital hub for business, logistics, and travel
- Expanding investment opportunities: Real estate, technology, and tourism continue to grow, offering long-term value and appreciation potential
- Access to the U.S. E-2 Visa: Turkish citizens can apply for the U.S. E-2 Investor Visa, opening business and residency pathways in the United States
- Infrastructure growth: Major transportation, digital, and energy projects strengthen investor confidence and improve the long-term economic outlook
Turkey’s Lifestyle and Living Benefits
Turkey blends comfort, culture, and global connectivity:
- Dynamic cities like Istanbul, Ankara, and Izmir
- Mediterranean hubs like Antalya, Bodrum, and Marmaris
- High-end hospitals and international schools
- Large English-speaking communities
- Affordable luxury living
Comparison With Other Global Programs
Compared to Portugal, Greece, Malta, or Bulgaria:
- Turkey offers direct citizenship, not a residence permit
- Lower investment thresholds than most European citizenship and residency by investment routes
- Faster processing
- No physical presence requirement
- More flexible investment options
- Less restrictive documentation requirements
Why 2026 Is the Right Time to Invest
Here’s why now is a good time to invest in Turkey:
- Government incentives remain strong
- International demand is rising
- Real estate appreciation continues
- The Turkish Lira provides advantageous entry points for foreign investors
- Global families increasingly seek diversified citizenship options
How the Application Process Works
A professionally guided application typically follows these steps:
1. Select Your Investment Route
Most investors choose real estate, but all seven routes are eligible.
2. Complete Due Diligence & Documentation
Includes passport copies, birth certificates, marital status documents, and required translations.
3. Investment Execution
Depending on the route:
- Real estate purchase
- Bank deposit
- Government bonds
- REIF/VCIF shares
- Pension contributions, etc.
Includes obtaining:
- Valuation report
- DAB (Foreign Exchange Purchase Certificate)
- Title deed annotation (for real estate)
4. Obtain Certificate of Conformity
This is issued by the relevant Turkish authority confirming that your investment qualifies for citizenship.
5. Secure Short-Term Residence Permit
A standard requirement before submitting the citizenship file.
6. Submit Citizenship Application
Biometrics, application forms, photographs, and supporting documents are filed with the Ministry of Interior.
7. Citizenship Approval
Citizenship is typically granted within 3–6 months.
Passports and national ID cards can then be collected from a Turkish consulate or in Turkey.
Ready to explore Turkey’s Citizenship by Investment Program?
The Turkish Citizenship by Investment Program remains one of the most robust, flexible, and accessible citizenship options available in 2026. With multiple investment routes, strong lifestyle advantages, and a fast approval timeline, it remains an opportunity that delivers both immediate benefits and long-term value.
For investors evaluating global mobility and diversification, now is an ideal time to act, before program thresholds or regulations evolve.
Contact High Net Worth Immigration (HNWI) to begin your personalized consultation and take the first step toward securing Turkish citizenship.
Book your free consultation now!
FAQs
Is Turkey’s citizenship worth it?
Yes. Turkey’s citizenship by investment program is considered one of the strongest in its category due to its accessible entry point ($400,000), fast processing times (3–6 months), direct citizenship (not residency), and full family inclusion. It also provides solid lifestyle benefits, access to a growing economy, and visa-free or visa-on-arrival travel to 110+ countries, making it a valuable option for investors seeking mobility and diversification.
Is Turkey allowing dual citizenship?
Yes. Turkey fully permits dual and multiple citizenship. Investors who acquire Turkish citizenship can retain their original nationality, provided their home country also allows dual citizenship. There is no requirement to renounce an existing passport.
Is a Turkish passport EU?
No. Turkey is not an EU member state, so a Turkish passport does not grant EU citizenship or automatic Schengen free movement. Turkish citizens must still apply for Schengen visas, though visa procedures are well-established and widely used by Turkish travelers.
👉 Book a free consultation today.
