Investment Options under the Citizenship by Investment Programs

When it comes to securing a second passport, it’s important to know all of your citizenship-by-investment options. Many countries offer residency and citizenship programs, each with different investment requirements and benefits. We’ve provided a brief overview below of the five different types.

Depending on the program you choose, you can either invest in a single option or spread the investment across several options.

Real Estate

These types of projects entail investing in commercial or residential property in your country of choice. The requirements can vary from total ownership of a property, fractional (shared) ownership in a major development, or a lease for a required duration.  

Shared ownership in a large development involves being a passive investor and not managing any part of the project. The USA’s EB-5 Visa Program (investment in Regional Center) is an example of passive investment leading to permanent residency, while the St. Kitts and Nevis Citizenship by Investment (CIP) is an option for either whole or fractional investment.

Most Caribbean resort investments offer an annual financial return and include an opportunity for you to enjoy the resort facilities for at least one week each year.

In all real estate options, the initially invested amounts must be maintained for a minimum period, usually ranging from three to five years. You can then sell your share after the required duration at the current market value.

Government Bonds

Purchasing government bonds is a way to attain permanent residency or citizenship without risking capital or being personally involved in a business enterprise. The respective country's government guarantees the bonds, and your full investment is returned without accruing interest. The minimum holding period is usually five years. If you’d prefer to finance the investment, the initial deposit is not returned, but rather used to finance the initial loan and cover other finance charges.

Some countries, such as Bulgaria offer a fast-track to citizenship if you purchase an additional bond value. The Cyprus CIP allows you to spread your investment across government bonds, real estate, and commercial enterprises. The Quebec Investor Visa Program offers permanent residency to investors who make a one-time payment of CAN $1.2 million, leave it in place for 5 years, and then get it back after the required duration has elapsed, without accrued interest.


Business Enterprise

If you’d like to expand your entrepreneurial empire by owning and running your own business in a different country, this option is for you. Depending on the country chosen, securing a permanent residency or citizenship will enable you to easily trade within particular economic and geographic areas.

These types of investment options require potential investors to create new employment opportunities or preserve existing ones. The UK’s Tier 1 Entrepreneur Visa and St. Lucia’s CIP both allow for joint applications by investors who want to have shared ownership of a business.


Share Purchase in an Alternative Investment

Some countries offer the option to purchase stock in approved new industries as part of their CIP. Antigua and Barbuda and Grenada all enable investors to purchase preference shares in its new Sustainable Aquaculture Projects. You must hold these shares for a minimum period, and then sell them at market value if you’d like.


Non-Refundable Donation to a Government-Supported Program

This type of investment requires a sizable donation to an approved fund or charity in a particular country. It is a philanthropic way to contribute to your new country’s economic development while making a positive impact. The one-off donation varies according to the number of applicants and delivers all the benefits of citizenship.

Contact us for more details on the investment options eligible for citizenship by investment programs.




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